Pratique Assurances. What insurance should you sign for your caravan;

Whenever the provisions, the Code of Assurance, in Article L.211-1, specify that the caravan must be covered, at a minimum, by an assurance of civil liability. Some assurances that the security of the car covered by the caravan without the PTAC does not exceed 750 kg.

This couverture can be free or with a supplement. With the caravan moving a meter, you must carry out the verification board and your auto insurance contract will prevent the prize from being automatically charged and without the formation of this type of vehicle. If the wire is not in the case, you must prevent your assurer.


You can also assume specific arrangements, such as using a safety system for gas-operated equipment. Photo by Dethleffs

Au-delà de 750 kg, independent guarantee mandatory

Between 500 and 750 kg of PTAC, the caravan can be covered by your car insurance, but it must be immatricated and must be torn off.

From 750 kg, you must sign an independent insurance of the vehicle; the caravan possesses its own immatrication certificate and you must take the equipment of an automatic braking system in case of detection during circulation.

Depending on the equipment you can arrange options such as volume and refraction volume to protect the material.

One of the advantages of the micro caravan, as far as it goes, is that it is very reduced.  With all, you do not believe in a B96 formation.  Photo by DR

One of the advantages of the micro caravan, as far as it goes, is that it is very reduced. With all, you do not believe in a B96 formation. Photo by DR

The least possible options are a guarantee for voters

In the case of civil liability, you can choose the formulas that cover more than one item: content assurance (depending on installed equipment), guarantee of extended domains (cover notation of the best swabs and, of course, similar equipment, whatever as far as its data are concerned, they must meet the conditions. Verify above your assurance that the functional guarantee that the caravan is attenuated or detailed.

Special case

If your caravan is only for the purpose of habitation, you do not have the obligation to sign an auto insurance. You must sign a civil liability insurance for your caravan installer in an authorized location.

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